The new platinum and black credit cards boast bonus issues, complimentary insurance coverage and the spending energy of each a Visa or Mastercard and Amex.
Westpac’s newest credit card collaboration with American Express is in any case right here. In overdue January and after a lot hypothesis, finder reported that the American Express Westpac Altitude cards had introduced and have been to be had to current Westpac Altitude cardholders. But from today, they’re now to be had to the broader Australian marketplace as neatly.
These merchandise are the American Express Westpac Altitude Platinum and American Express Westpac Altitude Black credit cards. When you practice for those cards, you’ll get the spending energy of each a Visa or Mastercard and an American Express. Plus, either one of the cards are related with a rewards program, giving cardholders the collection of Qantas Frequent Flyer or Westpac Altitude Rewards.
“We are very excited about this new phase of our partnership with Westpac where all Australians can now apply for the new American Express Westpac Altitude cards, not just existing Westpac Altitude customers,” says American Express vp of partnerships Adam Roberts. “The bundled offering is a great option for consumers who might have previously held an American Express card issued by a bank, and for those who want to pool their points into an Altitude Rewards or Qantas Frequent Flyer account while enjoying the benefits that come with American Express.”
These cards are Westpac’s resolution to the top of twin credit cards following the advent of the interchange fee regulations in 2017. But how do those rewards credit card bundles paintings? Read on to find the rewards, further options and prices you’ll be expecting and the way you’ll practice for any such American Express Westpac Altitude credit cards.
American Express Westpac Altitude Platinum credit cards
Whether you practice for the Qantas or Altitude Rewards program, Amex Westpac Altitude Platinum credit cardholders can earn 60,000 bonus issues after they spend $three,000 on their Visa within the first 90 days. If you meet the similar spend requirement to your Amex, you’ll rating 15,000 bonus issues. If you go for Qantas, that blended 75,000 bonus issues is sufficient for a First Class flight from Sydney to Bali. This promotional be offering is handiest to be had till 11 June 2018.
Standard earn charges
If you opt for Altitude Rewards, you’ll earn three Altitude Points in step with $1 spent on eligible purchases in a foreign currencies, 2 Altitude Points in step with $1 spent on eligible purchases in Australia and 1 Altitude Point in step with $1 spent on executive spend together with your Amex. Whereas you’ll earn 1 level in step with $1 spent on all eligible transactions with the Visa.
If you favor Qantas Points, you’ll gather 1.five Qantas Points in step with $1 spent on purchases in a foreign currencies, 1 Qantas Point in step with $1 spent in Australia in addition to zero.five Qantas Points in step with $1 spent on executive transactions. You too can earn zero.five Qantas Points in step with $1 spent with the Visa.
|Platinum Visa Altitude Points in step with $1 spent||Platinum Amex Altitude Points in step with $1 spent||Platinum Visa Qantas Points in step with $1 spent||Platinum Amex Qantas Points in step with $1 spent|
|Foreign foreign money||1||three||zero.five||1.five|
Features and charges
Both cards include complimentary trip and buy insurance coverage in addition to get entry to to Amex Invites. If you go for Qantas Rewards, you’ll pay a complete annual rate of $249 ($150 for the Visa, $49 for the Amex and a $50 Qantas Rewards rate). Whereas if you select Altitude Rewards, the yearly charges overall $199.
American Express Westpac Altitude Black credit cards
Rather than a Visa, the American Express Westpac Altitude Black comes with a Mastercard and American Express card within the package.
The Altitude Black cards include a fair larger bonus issues be offering. When you practice through 11 June 2018 and spend $five,000 on eligible purchases inside 90 days of card approval, you’ll get 80,000 bonus Altitude or Qantas Points at the Mastercard. If you additionally spend $three,000 on eligible purchases together with your Amex, you’ll rating 40,000 bonus issues. If you go for Qantas Frequent Flyer, 120,000 Qantas Points is sufficient to fly Economy go back from Sydney to Paris (60,000 issues every means) or Business Class to Los Angeles (96,000 issues).
Standard earn charges
You too can sit up for incomes extra issues in step with greenback spent with this card. If you’re with Altitude Rewards, you’ll earn five Altitude Points in step with $1 spent on eligible out of the country purchases, three Altitude Points in step with $1 spent in Australia and 1 Altitude Point in step with $1 spent on executive bills together with your American Express. If you employ the Mastercard, you’ll earn 1.25 Altitude Points for each $1 spent on eligible purchases.
Qantas Frequent Flyers gets 2 Qantas Points in step with $1 spent on international transactions, 1.25 Qantas Points in step with $1 spent on eligible purchases in Australia and nil.five Qantas Points in step with $1 spent on executive transactions with the Amex. You will earn zero.75 Qantas Points in step with $1 spent on eligible purchases together with your Mastercard.
|Black Mastercard Altitude Points in step with $1 spent||Black Amex Altitude Points in step with $1 spent||Black Mastercard Qantas Points in step with $1 spent||Black Amex Qantas Points in step with $1 spent|
|Foreign foreign money||1.25||five||zero.75||2|
Features and charges
As neatly as get entry to to Amex Invites and complimentary insurance coverage, this card additionally comes with complimentary airport living room passes. If you select Qantas Rewards, you’re eligible for 2 complimentary Qantas Lounge invites in step with yr after you employ your card on make a choice Qantas merchandise or products and services (akin to a flight or lodge reserving via Qantas Hotels). If you sign up for Altitude Rewards, you’ll get two complimentary Priority Pass living room visits which you’ll use at greater than 1,000 places world wide. Additionally, the Amex provides you with two complimentary entries in step with yr to the Amex lounge at Sydney or Melbourne international airport.
You too can employ the 24/7 Altitude Black Priority concierge provider for the entirety from reserving flights, making eating place reservations to setting up a present for a beloved one.
These perks come on the hefty annual prices of $250 for the Mastercard (plus $50 if you select the Qantas card) and $199 for the American Express. That’s $499 all up for those who get the cardboard related with Qantas Frequent Flyer.
Want extra information about the Amex Westpac Altitude cards? Check out our review of the American Express Westpac Altitude Black Qantas card for those who favor widespread flyer issues or our review of the American Express Westpac Altitude Black card if you wish to earn Altitude Rewards.
How can I practice?
Existing cardholders can nonetheless handiest practice for the cardboard in the event that they’ve been invited and given a “personal offer code” which they may be able to use all the way through the appliance. Although the American Express Westpac Altitude credit card and Westpac Altitude Visa or Mastercard cards are technically separate merchandise, new cardholders can’t practice for the Westpac Amex card with out the Westpac Visa or Mastercard. Instead, you’ll practice for each cards in a package to benefit from the status and earn fee of an American Express whilst nonetheless banking with Westpac. And whilst you practice for the American Express card via Westpac, the cardboard continues to be issued and handled by Amex.
They’re lately being marketed as Platinum or Black bundles, however you’ll mix’n’match the cards if you want. For instance, you’ll practice for the Westpac Altitude Black card and the American Express Westpac Altitude Platinum (or vice versa) relying at the perks you need out of your card.
How do they examine to different cards?
Although the American Express Westpac Altitude credit card bundles be offering aggressive issues possible and bonus issues, it’s nonetheless essential to check them to other rewards offers on the market. As credit card rewards program issues have other values, we’ll display you ways those merchandise examine for those who have been to use for the Qantas Frequent Flyer possibility.
Looking on the Altitude Platinum card, you’ll earn a complete of 75,000 bonus Qantas Points whilst you spend a complete of $6,000 similarly over your Visa and American Express throughout the first three months. Although 75,000 Qantas Points is an excellent bonus bounty, there are extra aggressive bonus issues gives available on the market.
For instance, the ANZ Frequent Flyer Black card lately gives 75,000 bonus Qantas Points when cardholders spend $2,500 on eligible purchases within the first three months. That’s lower than part the spend requirement to get the same quantity of Qantas Points. It additionally has a waived annual rate for the primary yr and $425 p.a. annual rate thereafter.
But as twin credit cards are onerous to return through nowadays, the promise of each a Visa or Mastercard and an American Express could also be sufficient to appear previous those steep spend necessities to get the bonus issues and the continued, uncapped earn charges.
The American Express Westpac Altitude credit cards be offering giant bonus issues gives and the spending freedom of a Visa or Mastercard with the status and better earn charges of an American Express. However, as the cardboard comes with weighty annual charges and also you technically have to use for 2 cards to revel in the entire advantages, be sure you examine your choices sooner than you make a decision if those bundles are best for you.