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Buying a new Suzuki? Learn about Suzuki finance options


Learn extra about your financing options when having a look to get at the street on your dream Suzuki.

Suzuki has been round for over 100 years, ranging from humble beginnings in Japan and now constructed up into an instantly-recognisable emblem international. It’s because of this that you simply may well be having a look at buying a Suzuki, and what financing options you must do it.

Suzuki fashions get started in worth from $15,990 and move as prime as $33,990, so in the event you don’t have those finances readily available, this information will take you via what mortgage options you’ll be able to believe.

How are you able to finance a Suzuki?

You are in a position to have the benefit of a vary of finance options to get your Suzuki. Finance options come with:

  • Secured automotive mortgage. Opting for a automotive mortgage gives you a aggressive fee in go back for securing your Suzuki to the mortgage. While some lenders require you to borrow a minimal of $25,000 (upper than what it prices to buy some Suzuki fashions), you’ll be able to in finding different minimal quantities as little as $1,000 so you are going to have a few loans to check and believe. Rates range however are typically between Five-10% p.a.
  • Unsecured non-public mortgage. If you need to buy a used Suzuki or you need to make use of the finances for some other objective, you could wish to believe an unsecured non-public mortgage. You can typically borrow between $1,000 and $100,000. Comparison charges get started from 7.69%p.a and move as prime as 16.55%p.a. The charges are upper with those loans as there may be extra of a possibility to the lender as a result of there’s no collateral to protected the mortgage.
  • Suzuki dealership finance. Suzuki provides financing as you’re purchasing your automobile. There is a vary of options to make a choice from adapted particularly to the auto you need to purchase. Regardless in case your automotive is for private or industry use, there may be finance to be had for each options..
  • Novated hire. A novated hire is a three-way settlement between you as an worker, a financier and your employer who rentals a automotive in your behalf. This is perfect for individuals who need their automotive paid for the usage of pre-tax source of revenue. If you convert jobs, your novated hire follows you.
  • Chattel loan. This financing is perfect for companies, as you are taking possession of the automobile at buying, however a loan is taken over the automobile till you repay what you owe. Once you’ve paid off the mortgage, the automobile identify is transferred to you.

Compare automotive loans appropriate to be used to buy a Suzuki

Rates closing up to date January 31st, 2018

Name Product Product Description
RACV New Car Loans

From 6.49% (mounted)



1 to 7 years



Enjoy this mounted fee new automotive mortgage be offering from RACV. No ongoing charges.

Latitude Car Loan

From 6.99% (mounted)



1 to 7 years



A secured mortgage with a aggressive fee that permit you to finance new or used automobiles.

Stratton Finance New Car Loan

From Five.49% (mounted)



1 to 10 years



Benefit from a automotive dealer with over 25 years revel in

Latitude Personal Loan (Secured)

From 12.99% (mounted)



2 to 7 years


$250 (Loans beneath $4000 – $140)

Can be used for no matter objective: renovating, purchasing a automotive, reserving a vacation. Funds can also be on your account in as low as 24 hours.

Bank of Melbourne Secured Car Loan

From eight.49% (mounted)



1 to five years



A low fee non-public mortgage from Bank of Melbourne with variable or mounted possibility.

Freedom Finance Car Loan

From Five.1% (mounted)



1 to five years



If you meet the entire necessities you should get get right of entry to to a vary of lenders to finance a new or used automotive as much as four years.

How a lot will a Suzuki mortgage price?

All automobiles have working prices that wish to be factored into the volume you need to borrow. Some of those prices come with registration, insurance coverage, gasoline, servicing and maintenance. If you get a Suzuki Swift, gasoline is probably not such a downside since its mileage is four.6L consistent with 100km. However, a larger automotive such because the Suzuki SUV S-Cross makes use of Five.9L consistent with 100km. Looking into the gasoline financial system earlier than making a ultimate resolution is sensible.

With Suzuki automobiles ranging in worth from $15,990 and as prime as $33,990, it’s essential to stay your price range in thoughts when taking into consideration which automobile is best for you.

If you’re apprehensive about the volume of hobby you’ll owe in your mortgage, a car repayment calculator is one way to check it out. You input the volume you need to borrow over the mortgage time period. You input the share fee that’s been given (which is dependant at the lender) and you notice how a lot hobby is generated over the mortgage period.

How do you make a decision how you can finance your Suzuki?

Deciding on the most efficient financing for you’ll be able to be tough in the event you’re unfamiliar with to be had options. Some not unusual options are:

  • Interest charges. If the rate of interest is variable, because of this it fluctuates with the marketplace and normally contains a redraw function. If the speed is mounted, you have got a sure bet of figuring out what your repayments will probably be each and every month.
  • Repayment flexibility. Lenders be offering weekly, fortnightly or per 30 days repayments, and the choice to make a choice which one works right for you is perfect.
  • Balloon repayments. A balloon reimbursement is the place you’re anticipated to repay the remainder of your mortgage quantity in complete on the finish of the mortgage time period.
  • Fees (prematurely and ongoing). Some lenders fee an software price up-front for applying for their car loan. Other prices tied into your mortgage that you simply will have to glance out for come with per 30 days fees, transaction charges and past due reimbursement surcharges.

Have extra questions about financing a Suzuki?

Should I am getting a new or used Suzuki?

This relies on what you need from a automotive. If you need a automotive the place you’ll be the primary within the motive force’s seat and it’s inside your price range, move with new. If that doesn’t hassle you such a lot and also you’re in search of a less expensive automotive, used is your absolute best wager.

Which automotive is best for me within the Suzuki vary?

If you’re in search of a small automotive that may zoom across the town, take a look at the Suzuki Swift vary. If you’re after a other people mover, take a look at their vary of SUVs and vehicles to be had. However, that is a non-public selection.

Am I in a position to customize the auto to my wishes?

You can customize your automobile to satisfy your wishes (similar to a trade in color, window tinting, further options and so forth.) at an additional price.


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